Out-of-control debt can affect every member of the family. Harassing phone calls from creditors, uncertainty about the mortgage or the car loan, and the frustration that comes with simply being unable to find a reasonable solution can create an extremely stressful situation. The Law Offices of Ripley & Associates is here to help you get a fresh start through debt relief. Our lawyers have been successfully representing bankruptcy and debt relief clients for more than two decades. We will take the time to discuss the details of your situation and provide an honest evaluation.
Chapter 7 Debt Relief
Chapter 7 is not an option for everyone. According to the bankruptcy laws, an individual must be at or below a specific income level in order to qualify. However, individuals whose income is above the allowed amount may qualify for Chapter 13 bankruptcy. Our lawyers will explain the options available to you during your free initial consultation.
Chapter 7 bankruptcy will discharge all unsecured debts. This cleans the financial slate and provides you with a fresh start in life. As soon as the bankruptcy paperwork is filed, many of the most stressful aspects of being in debt will immediately stop such as:
- Harassing phone calls from creditors
- Wage garnishments
- Foreclosure on your home
- Repossession of your car
In the case of your home, car and other personal items, depending on your situation, it may be possible to protect these items during the bankruptcy process.
Consultations and Costs
The initial consultation is free. During that time we will go over the details of your situation, examine your income and debt levels, and provide an honest and direct evaluation of your options. You will not be pressured into making a decision. Instead, we will give you the information you need to make an informed legal decision and wait for you to contact us.
Our law firm offers a straightforward and competitive flat fee for processing a bankruptcy. There are no hidden costs. We will explain all aspects of the process, including the pricing, up front, so that you know what to expect.
Experienced Chapter 7 Bankruptcy Attorney
The Law Offices of Ripley & Associates, in Victorville, California, represents clients throughout the high desert area. Contact us toll free at 800-540-8713 to arrange a free initial consultation with an experienced Victorville Chapter 7 attorney. Hablamos español.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
