Many people know their debt is out-of-control before they start to receive harassing phone calls from creditors. If you are unable to pay your bills, there is no need to wait until after you have fallen behind. The Law Offices of Ripley & Associates will take the time to discuss the details of your situation and provide an honest evaluation of the options available to you. Our lawyers have been successfully representing debt relief clients for more than two decades. We are here to help you get a fresh start.
When Should I File Bankruptcy in California?
Chapter 7 and Chapter 13 bankruptcy will clean the slate and give you with a fresh start in life. Filing bankruptcy will stop creditor harassment and repossession, along with other actions such as:
- Harassing phone calls from debt collectors
- Wage garnishments
- Home foreclosures
- Vehicle repossessions
Declaring bankruptcy is a big decision, but there is no reason to be ashamed of asking for help. Legal debt relief is available to everyone, regardless of the reasons behind your current financial difficulties. Our lawyers will explain both the options and the requirements for qualification, including total income, total debt and the completion of a required credit counseling course.
Consultations and Costs
During a free initial consultation, we will go over the specifics of your financial situation and provide you with an honest and direct evaluation of your options. Our lawyers will not pressure you into taking action. Instead, we provide the information you need to make an educated legal decision.
Our law firm offers a competitive flat fee to our bankruptcy clients. There are no hidden fees. We will explain all aspects of the total cost, up front, so that you know what to expect.
Contact the Law Offices of Ripley & Associates
The lawyers at the Law Offices of Ripley & Associates, in Victorville, California, represents clients throughout the high desert area. Contact us toll free at 800-540-8713 to arrange a free initial consultation with an experienced bankruptcy attorney. Hablamos español.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
